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Considering a Credit Card

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IN THIS LESSON
ID: 0986 Upper Intermediate
With traditional Chinese money values (hiding piles of cash in a sock in the closet) changing, so is the world of debt in China. While you still won't find your card as welcome as a nice brick of not-so-crisp 100 notes, join in the debate of cash versus credit in this podcast. You will learn about the good, the bad, and the ugly of applying for a Chinese credit card, in Mandarin.
Fri Sep 12 2008 | Jenny , John
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Detailed Vocabulary
Each lesson has it's unique vocabulary and will provide you with definitions and recordings so you can practice the pronunciation. You will also be able to grasp the core material of a lesson at a glance. Here we're showing you the Simplified Chinese version.
SIMPLIFIED PINYIN ENGLISH  
申请 shēnqǐng to apply for
信用卡 xìnyòngkǎ credit card
收入 shōurù income
开支 kāizhī expenditures
老婆，我们还是申请一张信用卡吧。
lǎopo ，wǒmen háishì shēnqǐng yī zhāng xìnyòngkǎ ba 。
Dear, how about we apply for a credit card?
不是说好不申请了吗？家里收入、开支都挺稳定的，根本用不到。
bù shì shuōhǎo bù shēnqǐng le ma ？jiālǐ shōurù 、kāizhī dōu tǐng wěndìng de ，gēnběn yòngbudào 。
Didn't we already agree not to get one? Our household income and expenses are all quite stable. We have no use for it.
怎么会？现在出去住酒店，都要用信用卡作担保。再说了，我们又不会乱透支。就申请一张有什么不好的？
zénme huì ？xiànzài chūqù zhù jiǔdiàn ，dōu yào yòng xìnyòngkǎ zuò dānbǎo 。zàishuō le ，wǒmen yòu bù huì luàn tòuzhī 。jiù shēnqǐng yī zhāng yǒu shénme bù hǎo de ？
How can you say that? Nowadays when you stay in a hotel, you have to use a credit card to guarantee the room. Besides, we won't go crazy with it. What's the big deal with just applying for one?
你现在这么说。等有了卡，你肯定把卡刷爆，买你喜欢的电子产品。
nǐ xiànzài zhème shuō 。děng yǒu le kǎ ，nǐ kěndìng bǎ kǎ shuābào ，mǎi nǐ xǐhuan de diànzǐ chǎnpǐn 。
That's what you say now. Once you have the card, you'll definitely max it out, buying all those electronics that you like.
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