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IN THIS LESSON
ID: 2392 Advanced
Wed Mar 05 2014 | Vera, David
Our lessons contain natural communication in Chinese in video and audio format. We have have lessons focused on video or a podcast format and our lessons have transcripts of Lesson Dialogues, Important Vocabulary, Expanded Materials for a deep dive into the lesson topic and Exercises focused on testing your retention.
Each lesson has it's unique vocabulary and will provide you with definitions and recordings so you can practice the pronunciation. You will also be able to grasp the core material of a lesson at a glance. Here we're showing you the Simplified Chinese version.
|以房养老||yǐfángyǎnglǎo||to allow the elderly to mortgage their homes for a pension in old age|
lǎogōng ，bàozhǐ shàng shuō “yǐfángyǎnglǎo ”huì zài èrlíngyīsì nián shàngbànnián kāishǐ shìdiǎn 。wǒ bùtài míngbai ，“yǐfángyǎnglǎo ”shì shénme yìsi ā ？
Honey, it says in the newspaper that “using homes to take care of the elderly” will begin trials in the first half of 2014. I don't really understand. What does “using homes to take care of the elderly” mean?
wǒ lái gěi nǐ shàngshàngkè ā 。“yǐfángyǎnglǎo ”jiùshì “zhùfáng fǎnxiàng dǐyā dàikuǎn ”。lǎoniánrén bǎ zìjǐde fángzi dǐyā chūqù ，bǐfangshuō dǐyā gěi yínháng huòzhě bǎoxiǎn gōngsī ，zhèxiē jīnróng jīgòu ànzhào fángzi de jiàzhí ，tígōng lǎorén yǎnglǎojīn ，lǎorén qùshì hòu ，chǎnquán jiù guī jīgòu le 。
Let me give you a lesson on it. “Using homes to take care of the elderly” is a “housing reverse mortgage loan”. Old people can mortgage their homes. For example, it's mortgaged to a bank or insurance company, and these financial institutions will provide money to support these old people based on the value of their homes. When the old people die, ownership of the property will be given to the institutions.
ò ，shì zhèyàng ā 。zhè huì yǒurén jiēshòu ma ？xiànzài fángjià zhème gāo ，lǎobǎixìng xīnkǔ yībèizi mǎi tào fáng ，dàotóulái ，rén 、cái 、fáng sān kòng ，chìtiáotiáo de lái ，chìtiáotiáo de zǒu 。
Oh, that's what it is. Will people accept this? Nowadays housing prices are so high. Average people work hard their whole lives to buy a house. In the end, the person, their money and their house are all gone, coming into this world with nothing and leaving nothing behind.
上海曾经试点过“以房养老”，效果不好。这次国务院又提出来了，也是有理由的。现在大多都是“4 2 1”的家庭模式，独生子女一代的家庭压力是很大的，而且老年人晚年的花费也在不断增大，这种养老模式能改善“有房没钱”的老年人的现状，拓宽养老的渠道。
Shànghǎi céngjīng shìdiǎn guò “yǐfángyǎnglǎo ”，xiàoguǒ bù hǎo 。zhè cì guówùyuàn yòu tíchūlái le ，yě shì yǒu lǐyóu de 。xiànzài dàduō dōu shì “sìjiāèrjiāyī ”de jiātíng móshì ，dúshēngzǐnǚ yī dài de jiātíng yālì shì hěndà de ，érqiě lǎoniánrén wǎnnián de huāfèi yě zài bùduàn zēngdà ，zhè zhǒng yǎnglǎo móshì néng gǎishàn “yǒufáng méiqián ”de lǎoniánrén de xiànzhuàng ，tuòkuān yǎnglǎo de qúdào 。
Shanghai has tried “using homes to take care of the elderly” once before, and the results weren't good. This time the State Council brought it up again for good reason. Now most people are in “4 2 1” types of families. The pressure on those in the only child generation is extremely great, and the costs for the elderly in their final years continues to rise. This scheme for taking care of the elderly can change the situations of old people “with a house, but no money” for the better, and broaden the avenues for taking care of them.
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